Instant Account Funding

TabaPay makes it simple for your customers to fund their accounts instantly, with just a debit card or account number.

$15bn+

Processed

200m+

Transactions

1,400+

Clients

Ranked a top debit processor

Ranked a top debit processor

in the U.S. by Nilson Report

Trusted by over 1,400 companies

Drive usage with Instant Account Funding

With TabaPay, your customers can transfer funds into your digital wallet securely, with funds available for use in seconds. No need to wait days for micro test deposits or ACH transfers.

With TabaPay, your customers can transfer funds into your
digital wallet securely, with funds available for use in seconds.
No need to wait days for micro test deposits or ACH transfers.

With TabaPay, your customers can transfer funds into your digital
wallet securely, with funds available for use in seconds. No need to wait
days for micro test deposits or ACH transfers.

Industries Served


Digital banks

Digital brokerages

Cryptocurrency

One API supports all of your payments needs

ANY METHOD

Debit and Credit Card

Bill Payment

RTP

ACH

ANY DEVICE

Online

Mobile App

Bank Branches

Call Centers

ANYWHERE

U.S.

Canada

Cross-Border in 200+ countries

Drive more revenue with TabaPay

Our clients typically achieve higher authorization rates and lower chargeback rates, even for higher risk programs.

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Lower Chargeback Rates


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Risk mitigation with push / pull to same card

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Leverage Apple / Google Pay biometrics

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Payment authentication with Visa 3-D Secure and Mastercard SecureCode and KYC tools

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Higher Authorization Rates


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Proprietary machine learning algorithms trained on Fintech transactions

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Proactive routing to BINs that support these transactions, leveraging 10 network connections

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Visa and Mastercard Card Updater - Automatic update of expired and replaced cards

Cost savings with every transaction

Our technology is built to save you money. On average, our clients save 50% in processing fees when they switch TabaPay.

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Intelligent Least Cost
Routing Technology

TabaPay directly connects to 10 card networks, including regionals, and uses machine learning to find the cheapest route for your payment.
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Unique Interchange
Categories

We use specialized transaction codes for disbursements, debt repayment, account funding, and other Fintech transactions to help you save money.
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Payment
Optimization

Pick and choose your preferred network and payment method for each transaction, optimizing for cost, speed, and coverage.
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Intelligent Least Cost Routing Technology

TabaPay directly connects to 10 card networks, including regionals, and uses machine learning to find the cheapest route for your payment.
credit

Unique Interchange Categories

We use specialized transaction codes for disbursements, debt repayment, account funding, and other Fintech transactions to help you save money.
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Payment Optimization

Pick and choose your preferred network and payment method for each transaction, optimizing for cost, speed, and coverage.

Tools to help you manage risk

Tools to help you manage risk

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Reduce Fraud

Get additional security with the most advanced fraud solutions and payment authentication tools

  • EMV 3-D Secure
  • Apple Pay
  • Google Pay
  • Duplicate Account Check
  • AVS
  • CVV2 / CVC2
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    No Increased PCI Scope

    Manage PCI scope with our card entry methods that support your customer’s needs

  • Web
  • Mobile
  • Call Center
  • Bank Branch
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    Simple integration with no increased PCI compliance, if you already issue cards with  galileo

    TabaPay is directly integrated with Galileo, one of the largest issuer processors. For Galileo customers, this means you can fund your customers’ accounts, without worrying about increased PCI scope.

    24/7/365 payments without disruptions

    Payments whenever you need. TabaPay has built one of the most reliable and secure payments platforms in the world.

    Fully redundant and direct network connections

    Disburse on evenings, weekends, and holidays

    99.99% service uptime

    How it works:

    1.

    Customer provides debit card or account number for payment.

    2.

    TabaPay’s API provides you with card type, speed (instant or delayed), limit, and fee prior to disbursing funds.

    3.

    TabaPay routes the transaction to one of 10+ networks including Visa, MasterCard, Discover. Can optimize the payment based on speed and cost requirements.

    4.

    Funds transferred from account-to-account in seconds.

    Ready to get started?

    Contact TabaPay for a quick review of your specific use cases

    Our Team

    previous

    Alex Cooper

    Business Development

    Angela Zhu

    Engineering

    Anu Madhura

    Technical Operations & Customer Success

    Diana Garcia

    Business Operations

    Joel Zaragoza

    Network Operations

    Lilette Uriarte

    Finance

    Rashmi Gonde

    Network Operations

    Rebecca Aguilar

    Compliance

    Sarah Robinson

    Engineering

    Sudha Rampiara Lal

    Business Operations

    Swati Khemka

    Business Operations

    Thu Huong Vu

    Engineering

    Vishakha Prasad

    Engineering

    Farzeen Abbas

    Product

    next
    previous

    Alex Cooper

    Business Development

    Angela Zhu

    Engineering

    Anu Madhura

    Technical Operations & Customer Success

    Diana Garcia

    Business Operations

    Joel Zaragoza

    Network Operations

    Lilette Uriarte

    Finance

    Rashmi Gonde

    Network Operations

    Rebecca Aguilar

    Compliance

    Sarah Robinson

    Engineering

    Sudha Rampiara Lal

    Business Operations

    Swati Khemka

    Business Operations

    Thu Huong Vu

    Engineering

    Vishakha Prasad

    Engineering

    Farzeen Abbas

    Product

    next

    Frequently Asked Questions

    What cards are supported?

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    How long is setup?

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    What is the process to get started?

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    Is there anything I need to do?

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    TabaPay, Inc. All Rights Reserved.