Digital and Retail Banking

Improve acquisition, usage and activation with instant
money movement

Opportunity

Customers and SMBs expect to move money in and out of accounts in real-time. Differentiate yourself from legacy banks with instant payments that improve acquisition, usage and activation.

Solution

Use a single connection to multiple instant rails for your current and future use cases.
Let customers interact with your innovative suite of services when they are most
engaged and shift their primary deposit account.

Industries banking

of all consumers

want real-time transfers in and out
of their financial accounts
Aite Group and Visa Inc. survey of 1,957 U.S. consumers Q2-2020

of all consumers

find it important to be offered ways
to improve financial health
JD Power Banking and Payments Intelligence Report March 2022
usecase-pattern

Use Cases

new-account

New account funding

Fund a newly opened account

in real-time so you can issue digital

cards for immediate use

Account funding

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Account funding

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account-top-ops

Account top-ups

Setup reoccuring top-ups
for accounts

Account funding

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Account funding

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bill-pay

Bill pay

Enable customers to view

and pay bills, how and when

they want

Subscription & bill payments

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Subscription & bill payments

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credit-balance-tranfer

Credit balance transfers

Digitally pay off credit card
balances from third
party issuers

Credit card bill payments

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Credit card bill payments

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credit-balance-tranfer

Credit card refund

Digitally refund overpayment
of a credit card bill

Domestic push to card

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Domestic push to card

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debt-repayment

Debt repayment

Pay any line of credit (personal,
auto, BNPL, debit consolidation
and others) with custom
repayment rates

Debt repayment

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Debt repayment

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slow-withdrawls

Slow or instant withdrawals

Let consumer choose the speed
of withdrawals depending
on the need and price point
P2P

P2P

Send money to friends
and family domestic and
cross-border
security-funding

Security deposit funding/ refunds

Digitally fund secured credit
collateral accounts and issue instant
refunds when upgraded to an
unsecured credit card
in-person-cash-deposit

In-person cash deposits

Account funding at a retail
location or kiosk

Debit reloads

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Debit reloads

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We would love to help.
Contact us
for a custom quote.