Instant Disbursements

Your customers want their money fast. With TabaPay, disburse up to $100,000 in real time.

Payment information




Ranked a top debit processor

in the U.S. by Nilson Report

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Trusted by Over Companies

Branch Earnin Coinstar
Drive Usage with Instant Account Funding

Disbursements in real time

With TabaPay, your customers no longer need to wait days, or even hours for their wire or ACH funds to appear. Disburse funds using a customer's debit card or bank account number. Funds are available to your customers in seconds.

Industries Served

Industries Served

  • Lenders
  • Digital Banks and Brokers
  • Money Transfer Businesses
  • International Remittance
  • Early Wage Access Providers
  • Gaming
  • Payroll Providers
  • Payment Facilitators / Merchant Aggregators

One API supports all of your payments needs

Credit Card

Any Method

  • Debit and Credit Card
  • Bill Payment
  • RTP
  • ACH

Any Device

  • Online
  • Mobile App
  • Bank Branches
  • Call Centers


  • U.S.
  • Canada
  • Cross-Border in 200+ countries

Cost savings with every transaction

Our technology is built to save your money. On average, clients save 50% in processing fees when they switch to TabaPay.

Intelligent Least Cost Routing Technology

Intelligent Least Cost
Routing Technology

TabaPay directly connects to 10 card networks, including regionals, and automatically finds the cheapest route for your payment.

Payment Optimization


Pick and choose your preferred network and payment method for each transaction.

Unique Interchange Categories

Low Fees

By eliminating expensive third-party fees such as Gateway fees, we pass on cost savings to you. *See if you qualify for preferred pricing

Tools to help you manage risk

Reduce Fraud

Get additional security with the most advanced fraud solutions and payment authentication tools

  • EMV 3-D Secure 2.0
  • Apple Pay
  • Google Pay
  • Duplicate Account Check
  • AVS
  • CVV2 / CVC2

No Increased PCI Scope

Manage PCI scope with card entry methods that support your customer needs

  • Web
  • Mobile
  • Call Center
  • Bank Branch
Tools to help manage risk

24/7/365 payments without disruptions

Payments whenever you need. TabaPay has built one of the most reliable and secure payments platforms in the world.

Network connections

Fully redundant and direct network connections

Disburse payments

Disburse on evenings, weekends, and holidays

Service Uptime

99.99% service uptime

SOC 2 TYPE 2 AICPA SOC - American Institute of Certified Public Accountants Service Organizations Certificate BSA-AML ( Bank Secrecy Act Anti-Money Laundering )

Customer provides debit card or account number for payment.

Step One Image

TabaPay’s API provides you with card type, speed (instant or delayed), limit, and fee prior to disbursing funds.

Step Two Image

TabaPay routes the transaction to one of 10+ networks including Visa, MasterCard, Discover. Can optimize the payment based on speed and cost requirements.

Step Three Image

Customer receives funds in seconds.

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Ready to get started?

Contact TabaPay for a quick review of your specific use cases.

Our Team

Frequently Asked Questions

What cards are supported?

Any Visa, MasterCard, or Discover debit or credit card issued by a U.S. or Canadian financial institution. Consumer and small business cards are also supported.

How long is setup?

It typically takes a few weeks to go live with TabaPay’s instant payments program. We’ll work with you to create a customized payments solution for your specific use case and guide you through our API connection and bank and network approvals.

What is the process to get started?

Integrate one unified API to support all of your payment needs, including disbursements, collections, and account funding. Access our APIs at

Is there anything I need to do?

Click here for a quick review of your use case.