Instant Payments for Fintech Innovators

TabaPay is the easiest way to disburse and collect money and transfer funds between accounts in real time.

$15bn+

Processed

200m+

Transactions

1,400+

Clients

Ranked a top debit processor

in the U.S. by Nilson Report

Trusted by over 1,400 companies

What we do at TabaPay

Disburse funds

Disburse funds instantly to your customer’s accounts

Collect payments

Collect funds instantly and achieve a higher authorization rate and fewer chargebacks

Fund accounts

Load a new wallet or account instantly, with funds transferred from another account (A2A or P2P)

The Fintech payment experts

TabaPay knows Fintech. We help over 1,400 Fintech companies disburse and collect payments in real time.

With our specialized technology and focus in Fintech, we help you drive more revenue and reduce transaction declines, chargebacks, and fraud.

Industries Served

Lenders

Digital Banks and Brokers

Money Transfer Businesses

Earned Wage Access

Gaming

Payroll Providers

One API supports all of your payments needs

ANY METHOD

Debit and Credit Card

Bill Payment

RTP

ACH

ANY DEVICE

Online

Mobile App

Bank Branches

Call Centers

ANYWHERE

U.S.

Canada

Cross-Border in 200+ countries

Drive more revenue with TabaPay

Our clients typically achieve higher authorization rates and lower chargeback rates, even for higher risk programs.

Higher Authorization Rates

Proprietary machine learning algorithms trained on Fintech transactions

Proactive routing to BINs that support these transactions, leveraging 10 network connections

Visa and Mastercard Card Updater - Automatic update of expired and replaced cards

Lower Chargeback Rates

Risk mitigation with push / pull to same card

Leverage Apple / Google Pay biometrics

Payment authentication with Visa 3-D Secure and Mastercard SecureCode and KYC tools

Cost savings with every transaction

Our technology is built to save you money. On average, clients save 50% in processing fees with TabaPay.

Intelligent Least Cost Routing Technology

TabaPay directly connects to 10 card networks, including regional PINless debit networks, and uses machine learning to find the cheapest route for your payment.

Intelligent Least Cost Routing Technology

TabaPay directly connects to 10 card networks, including regional PINless debit networks, and uses machine learning to find the cheapest route for your payment.

Unique Interchange Categories

We use specialized transaction codes for disbursements, debt repayment, account funding, and other Fintech transactions to help you save money.

Unique Interchange Categories

We use specialized transaction codes for disbursements, debt repayment, account funding, and other Fintech transactions to help you save money.

Payment Optimization

Pick and choose your preferred network and payment method for each transaction, optimizing for cost, speed, and coverage.

Payment Optimization

Pick and choose your preferred network and payment method for each transaction, optimizing for cost, speed, and coverage.