Instant Payments for Fintech Innovators

TabaPay is the easiest way to disburse and collect money and transfer funds between accounts in real time.

$15bn+

Processed

200m+

Transactions

1,400+

Clients

Ranked a top debit processor

Ranked a top debit processor

in the U.S. by Nilson Report

Trusted by over 1,400 companies

What we do at TabaPay

Disburse funds

Disburse funds instantly to your customer’s accounts

Collect payments

Collect funds instantly and achieve a higher authorization rate and fewer chargebacks

Fund accounts

Load a new wallet or account instantly, with funds transferred from another account (A2A or P2P)

The Fintech payment experts

TabaPay knows Fintech. We help over 1,400 Fintech companies disburse and collect payments in real time.

With our specialized technology and focus in Fintech, we help you drive more revenue and reduce transaction declines, chargebacks, and fraud.

Industries Served


Lenders

Digital Banks and Brokers

Money Transfer Businesses

Earned Wage Access

Gaming

Payroll Providers

One API supports all of your payments needs

ANY METHOD

Debit and Credit Card

Bill Payment

RTP

ACH

ANY DEVICE

Online

Mobile App

Bank Branches

Call Centers

ANYWHERE

U.S.

Canada

Cross-Border in 200+ countries

Drive more revenue with TabaPay

Our clients typically achieve higher authorization rates and lower chargeback rates, even for higher risk programs.

Higher Authorization Rates


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Proprietary machine learning algorithms trained on Fintech transactions

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Proactive routing to BINs that support these transactions, leveraging 10 network connections

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Visa and Mastercard Card Updater - Automatic update of expired and replaced cards

Lower Chargeback Rates


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Risk mitigation with push / pull to same card

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Leverage Apple / Google Pay biometrics

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Payment authentication with Visa 3-D Secure and Mastercard SecureCode and KYC tools

Cost savings with every transaction

Our technology is built to save you money. On average, clients save 50% in processing fees with TabaPay.

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Intelligent Least Cost Routing Technology

TabaPay directly connects to 10 card networks, including regional PINless debit networks, and uses machine learning to find the cheapest route for your payment.
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Intelligent Least Cost Routing Technology

TabaPay directly connects to 10 card networks, including regional PINless debit networks, and uses machine learning to find the cheapest route for your payment.
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Unique Interchange Categories

We use specialized transaction codes for disbursements, debt repayment, account funding, and other Fintech transactions to help you save money.
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Unique Interchange Categories

We use specialized transaction codes for disbursements, debt repayment, account funding, and other Fintech transactions to help you save money.
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Payment Optimization

Pick and choose your preferred network and payment method for each transaction, optimizing for cost, speed, and coverage.
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Payment Optimization

Pick and choose your preferred network and payment method for each transaction, optimizing for cost, speed, and coverage.

Tools to help you manage risk

Tools to help you manage risk

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Reduce Fraud

Get additional security with the most advanced fraud solutions and payment authentication tools

  • 3-D Secure 2.0
  • Apple Pay
  • Google Pay
  • Duplicate Account Check
  • AVS
  • CVV2 / CVC2
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    No Increased PCI Scope

    Manage PCI scope with card entry methods that support your customer needs

  • Web
  • Mobile
  • Call Center
  • Bank Branch
  • One simple set up for all of your payment needs

    Setting up instant payments doesn’t have to be daunting. Integrate one unified API to to support card, RTP, and ACH payments in the U.S. and Canada.

    24/7/365 payments without disruptions

    10 direct, fully redundant network connections

    Disburse, collect, and fund, even on evenings, weekends, and holidays

    99.99% service uptime

    Ready to get started?

    Our payment experts are ready to help you.

    Our Team

    previous

    Alex Cooper

    Business Development

    Angela Zhu

    Engineering

    Anu Madhura

    Technical Operations & Customer Success

    Diana Garcia

    Business Operations

    Joel Zaragoza

    Network Operations

    Lilette Uriarte

    Finance

    Rashmi Gonde

    Network Operations

    Rebecca Aguilar

    Compliance

    Sarah Robinson

    Engineering

    Sudha Rampiara Lal

    Business Operations

    Swati Khemka

    Business Operations

    Thu Huong Vu

    Engineering

    Vishakha Prasad

    Engineering

    Farzeen Abbas

    Product

    next
    previous

    Alex Cooper

    Business Development

    Angela Zhu

    Engineering

    Anu Madhura

    Technical Operations & Customer Success

    Diana Garcia

    Business Operations

    Joel Zaragoza

    Network Operations

    Lilette Uriarte

    Finance

    Rashmi Gonde

    Network Operations

    Rebecca Aguilar

    Compliance

    Sarah Robinson

    Engineering

    Sudha Rampiara Lal

    Business Operations

    Swati Khemka

    Business Operations

    Thu Huong Vu

    Engineering

    Vishakha Prasad

    Engineering

    Farzeen Abbas

    Product

    next
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    TabaPay, Inc. All Rights Reserved.