Trusted by over 1,000 companies
What we do at TabaPay
Disburse funds
Disburse funds instantly to your customer’s accounts
Collect payments
Instantly collect payments and achieve a higher authorization rate and fewer chargebacks
Fund accounts
Load a new wallet or account instantly, with funds transferred from another account
Load a new wallet or account instantly, with funds transferred from another account (A2A or P2P)
The Fintech payment experts
TabaPay knows Fintech. We help over 1,000 Fintech companies disburse and collect payments in real time.
With our specialized technology and focus in Fintech, we help you drive more revenue and reduce transaction declines, chargebacks, and fraud.
Industries Served
Lenders
Digital Banks and Brokers
Money Transfer Businesses
Earned Wage Access
Gaming
Payroll Providers
TabaPay supports your payment needs
ANY METHOD
Debit and Credit Card
Bill Payment
RTP
ACH
ANY DEVICE
Online
Mobile App
Bank Branches
Call Centers
ANYWHERE
U.S.
Canada
Cross-Border in 200+ countries
Drive more revenue with TabaPay
Our clients typically achieve higher authorization rates and lower chargeback rates, even with higher risk programs.
Higher Authorization Rates
Proprietary machine learning algorithms trained on Fintech transactions
Proactive routing to BINs that support these transactions, leveraging 10 network connections
Visa and Mastercard Card Updater - Automatic update of expired and replaced cards
Lower Chargeback Rates
Risk mitigation with push / pull to same card
Leverage Apple / Google Pay biometrics
Payment authentication with Visa 3-D Secure and Mastercard SecureCode and KYC tools
Cost savings with every transaction
Our technology is built to save you money. On average, clients save 50% in processing fees with TabaPay.
Intelligent Least Cost Routing Technology
TabaPay directly connects to 10 card networks, including regional PINless debit networks, and uses machine learning to find the cheapest route for your payment.Intelligent Least Cost Routing Technology
Unique Interchange Categories
We use specialized transaction codes for disbursements, debt repayment, account funding, and other Fintech transactions to help you save money.Unique Interchange Categories
Payment Optimization
Pick and choose your preferred network and payment method for each transaction, optimizing for cost, speed, and coverage.Payment Optimization
Tools to help you manage risk
Tools to help you manage risk
Reduce Fraud
Get additional security with the most advanced fraud solutions and payment authentication tools
No Increased PCI Scope
Manage PCI scope with card entry methods that support your customer needs
One simple set up for all of your payment needs
Setting up instant payments doesn’t have to be daunting. Integrate one unified API to to support card, RTP, and ACH payments in the U.S. and Canada.
24/7/365 payments without disruptions
10 direct, fully redundant network connections
Disburse, collect, and fund, even on evenings, weekends, and holidays
99.99% service uptime
Our Team
Angela Zhu
Engineering
Angela is a software engineer who is passionate about building software, tackling complex problems and designing beautiful interfaces. She has a MS and BS degree in engineering from UC Berkeley. Outside of coding, she loves traveling (she has lived in Japan, Germany and China), cooking and playing board games.
Anu Madhura
Technical Operations & Customer Success
Anu is a technical operations & customer success engineer who loves working with clients to solve their problems. She has more than 8 years of payments experience. Most recently, she was a Senior QA engineer at Samsung Pay and previously was an engineer at Mastercard and payments company, Omney. Outside of work, she loves to garden and spend time with family.
Diana Garcia
Business Operations
Diana is responsible for helping clients manage their chargebacks. She has over 6 years of experience in customer care and chargeback resolutions. She holds a degree in Criminal Justice. When she’s not managing chargebacks, she loves to travel with her kids.
Joel Zaragoza
Network Operations
Joel is a system administrator on the Operations team. He previously held Technical Operations and Systems Support roles at Uber, Dropbox, and Cisco. Joel holds an electrical engineering degree from UC-Davis. Outside of work, Joel is a published songwriter.
Lilette Uriarte
Finance
Lilette is an accountant, specializing in treasury, compliance, and accounting. She has over 20 years of accounting experience and has advised numerous start up and early-stage companies. Most recently, she served as Senior Accounting Manager at TincFinance, a finance and accounting firm. In her spare time, Lilette loves to travel, cook and ski.
Rashmi Gonde
Network Operations
Rashmi is a network operations engineer who loves understanding the intricacies of company infrastructure. She holds an M.S. in Electrical Engineering, specializing in Computer Networking. Outside of work she loves to cook, paint, play piano and practices yoga regularly to maintain a healthy work life balance.
Rebecca Aguilar
Compliance
Rebecca partners with clients to facilitate bank and network approvals. Rebecca previously managed onboarding and compliance of Mastercard’s Send customers, where she streamlined due diligence processes and developed a passion for supporting innovative Fintech solutions. In her spare time, she practices zero waste and loves dancing salsa and tango.
Sarah Robinson
Engineering
Sarah is a backend software engineer with a passion for designing and building complex infrastructure. She holds a computer science degree from Stanford, where she specialized in Artificial Intelligence. On the weekends, she loves to bake, exercise, and spend time with her dogs.
Sudha Rampiara Lal
Business Operations
Sudha helps clients manage their chargebacks and has a passion for Fintech. She has over 10 years of experience, most recently as a business development professional at HTC Global Services. She holds an MBA from Anna University. When she’s not working on chargebacks, she is a master chef with an interest in nutrition and fitness.
Swati Khemka
Business Operations
Swati helps onboard clients, coordinating approvals at banks and networks. She graduated in Commerce from SP College, Maharashtra, India. In her spare time, she loves all forms of art including dancing, singing, designing, painting.
Thu Huong Vu
Engineering
Thu is a front-end software engineer who loves to design and build simple, attractive interfaces. She previously worked as a simulation engineer at a technology consulting firm in Singapore and holds an MS degree in Statistics. In her spare time, she loves to draw.
Vishakha Prasad
Engineering
Vishakha is a QA/Support Engineer who is dedicated to using her technical knowledge to solve clients' problems and help them achieve success. She previously worked as a database developer at PulseTrip. She holds a Bachelor's degree in Computer Science and Economics and a Master's degree in Economics
Angela Zhu
Engineering
Angela is a software engineer who is passionate about building software, tackling complex problems and designing beautiful interfaces. She has a MS and BS degree in engineering from UC Berkeley. Outside of coding, she loves traveling (she has lived in Japan, Germany and China), cooking and playing board games.
Anu Madhura
Technical Operations & Customer Success
Anu is a technical operations & customer success engineer who loves working with clients to solve their problems. She has more than 8 years of payments experience. Most recently, she was a Senior QA engineer at Samsung Pay and previously was an engineer at Mastercard and payments company, Omney. Outside of work, she loves to garden and spend time with family.
Diana Garcia
Business Operations
Diana is responsible for helping clients manage their chargebacks. She has over 6 years of experience in customer care and chargeback resolutions. She holds a degree in Criminal Justice. When she’s not managing chargebacks, she loves to travel with her kids.
Joel Zaragoza
Network Operations
Joel is a system administrator on the Operations team. He previously held Technical Operations and Systems Support roles at Uber, Dropbox, and Cisco. Joel holds an electrical engineering degree from UC-Davis. Outside of work, Joel is a published songwriter.
Lilette Uriarte
Finance
Lilette is an accountant, specializing in treasury, compliance, and accounting. She has over 20 years of accounting experience and has advised numerous start up and early-stage companies. Most recently, she served as Senior Accounting Manager at TincFinance, a finance and accounting firm. In her spare time, Lilette loves to travel, cook and ski.
Rashmi Gonde
Network Operations
Rashmi is a network operations engineer who loves understanding the intricacies of company infrastructure. She holds an M.S. in Electrical Engineering, specializing in Computer Networking. Outside of work she loves to cook, paint, play piano and practices yoga regularly to maintain a healthy work life balance.
Rebecca Aguilar
Compliance
Rebecca partners with clients to facilitate bank and network approvals. Rebecca previously managed onboarding and compliance of Mastercard’s Send customers, where she streamlined due diligence processes and developed a passion for supporting innovative Fintech solutions. In her spare time, she practices zero waste and loves dancing salsa and tango.
Sarah Robinson
Engineering
Sarah is a backend software engineer with a passion for designing and building complex infrastructure. She holds a computer science degree from Stanford, where she specialized in Artificial Intelligence. On the weekends, she loves to bake, exercise, and spend time with her dogs.
Sudha Rampiara Lal
Business Operations
Sudha helps clients manage their chargebacks and has a passion for Fintech. She has over 10 years of experience, most recently as a business development professional at HTC Global Services. She holds an MBA from Anna University. When she’s not working on chargebacks, she is a master chef with an interest in nutrition and fitness.
Swati Khemka
Business Operations
Swati helps onboard clients, coordinating approvals at banks and networks. She graduated in Commerce from SP College, Maharashtra, India. In her spare time, she loves all forms of art including dancing, singing, designing, painting.
Thu Huong Vu
Engineering
Thu is a front-end software engineer who loves to design and build simple, attractive interfaces. She previously worked as a simulation engineer at a technology consulting firm in Singapore and holds an MS degree in Statistics. In her spare time, she loves to draw.
Vishakha Prasad
Engineering
Vishakha is a QA/Support Engineer who is dedicated to using her technical knowledge to solve clients' problems and help them achieve success. She previously worked as a database developer at PulseTrip. She holds a Bachelor's degree in Computer Science and Economics and a Master's degree in Economics
Copyright © 2017-2021.
TabaPay, Inc. All Rights Reserved.
Copyright © 2017-2021. TabaPay, Inc. All Rights Reserved.
Copyright © 2017-2021. TabaPay, Inc. All Rights Reserved.