TabaPay knows Fintech. We help over 1,400 Fintech companies disburse and collect payments in real time.
With our specialized technology and focus in Fintech, we help you drive more revenue and reduce transaction declines, chargebacks, and fraud.
Digital Banks and Brokers
Money Transfer Businesses
Earned Wage Access
Debit and Credit Card
Cross-Border in 200+ countries
Our clients typically achieve higher authorization rates and lower chargeback rates, even for higher risk programs.
Higher Authorization Rates
Proprietary machine learning algorithms trained on Fintech transactions
Proactive routing to BINs that support these transactions, leveraging 10 network connections
Visa and Mastercard Card Updater - Automatic update of expired and replaced cards
Lower Chargeback Rates
Risk mitigation with push / pull to same card
Leverage Apple / Google Pay biometrics
Payment authentication with Visa 3-D Secure and Mastercard SecureCode and KYC tools
Our technology is built to save you money. On average, clients save 50% in processing fees with TabaPay.
Intelligent Least Cost Routing TechnologyTabaPay directly connects to 10 card networks, including regional PINless debit networks, and uses machine learning to find the cheapest route for your payment.
Intelligent Least Cost Routing Technology
Unique Interchange CategoriesWe use specialized transaction codes for disbursements, debt repayment, account funding, and other Fintech transactions to help you save money.
Unique Interchange Categories
Payment OptimizationPick and choose your preferred network and payment method for each transaction, optimizing for cost, speed, and coverage.
Get additional security with the most advanced fraud solutions and payment authentication tools
Manage PCI scope with card entry methods that support your customer needs
Setting up instant payments doesn’t have to be daunting. Integrate one unified API to to support card, RTP, and ACH payments in the U.S. and Canada.
10 direct, fully redundant network connections
Disburse, collect, and fund, even on evenings, weekends, and holidays
99.99% service uptime