Grow your bank with real-time money movement
Deliver real-time account funding & new revenue programs through a partnership model built for your business & compliance needs
Built for the way banks modernize payments
Connect to the payment rails your customers are looking for
Give customers access to 15+ payment rails while we handle the integrations, compliance, & regulatory requirements
Access direct connections to Visa, Mastercard, Discover, & regional debit networks like NYCE, STAR & PULSE, RTP® via TCH, or FedNow®
Optimize payment routing to lower costs & improve operational efficiency
Scale with new products & revenue opportunities
Attract & retain commercial customers with modern payment capabilities
Increase deposit retention with real-time money movement that keeps funds within your bank
Launch new payment products faster by relying on industry experts who know best practices & regulatory compliance
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Compliance expertise tailored to your bank's processing model
Choose from multiple engagement models based on your strategy, risk appetite, & compliance resources
Simplify compliance with built-in transaction monitoring, PCI support, chargeback management, & network expertise
Get white-glove onboarding from our bank partnerships team, tailored to your objectives & timeline
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Build on proven infrastructure & expertise
Stay compliant with expert guidance across bank & payment network requirements
20+ bank partners rely on our team to navigate the complexities of modern payments
Proven experience supporting Federal Reserve, Office of Comptroller of Currency, & state-chartered banks of every size
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A few words from our 20+ bank partners
“Partnering with TabaPay has accelerated our growth in the fintech and payments space. Their expertise, industry relationships, and innovative platform have helped us expand our capabilities and build valuable new customer relationships.”
“TabaPay is more than a payment gateway — it is a strategic payments partner and together, we are focused on delivering scalable, reliable payment solutions that create meaningful value for clients.”
“Partnering with TabaPay has proven to be a great decision. Not only is the team knowledgeable and responsive, but with them we have new capabilities customers demand, positioning us well for future growth. ”
Modernize your payment offerings with TabaPay
Deliver real-time payments, create new revenue opportunities, & build a payments strategy that grows with your business
Frequently asked
questions
TabaPay helps banks modernize their payment offerings by enabling real time money movement across multiple payment rails, including Visa Direct, Mastercard Send, RTP®, FedNow®, and ACH. TabaPay provides the technology, operational support, and expertise to help banks launch and scale payment programs.
TabaPay is similar to traditional payment processors in that we connect businesses to the payments ecosystem. The difference is that we are purpose-built for real-time money movement and card-not-present payments, not traditional retail payment processing. Rather than serving brick and mortar merchants, TabaPay helps banks support fintech merchants, payment platforms, lenders, digital wallets, gaming operators, and other regulated businesses that need to move money instantly and securely.
Banks partner with TabaPay to expand their payment capabilities, support commercial customers, create new revenue opportunities, and offer faster money movement without having to build every capability internally.
TabaPay offers flexible partnership models based on the bank’s goals, risk appetite, resources, and readiness. This can include processing support, merchant acquiring, sponsorship models, PayFac support, ISO sponsorship, real-time payments, or a combination of services.
No. Banks can start with the payment rails and use cases that align with their strategy. Some banks may begin with RTP® or FedNow®. Others may support Visa Direct, Mastercard Send, ACH, or broader merchant acquiring capabilities. TabaPay can help banks expand over time.
TabaPay supports card based transactions, including push-to-card (OCT) and Account Funding Transactions (AFT), along with RTP®, FedNow®, and ACH through a single platform. With one integration, lenders can support both loan funding and debt repayment transactions while simplifying payment operations and reducing the need to manage multiple payment providers.
TabaPay helps banks move beyond legacy payment methods by enabling faster, more flexible payment solutions for their customers. This allows banks to better compete, retain deposits, support treasury customers, and offer modern commercial payment capabilities.
TabaPay supports a wide range of real-time payment use cases, including account funding, instant payouts, disbursements, loan repayments, earned wage access, digital wallets, marketplace payments, and other card-not-present payment activity.
Yes. The bank maintains final approval over merchants, use cases, industries, and overall risk appetite. TabaPay works within the bank’s approved parameters and provides underwriting, compliance, operational, and reporting support as applicable.
Yes. TabaPay can meet banks wherever they are. Some banks are just beginning to explore real-time payments, while others already have mature payment programs. TabaPay offers models that allow banks to start small and expand as their strategy evolves.
Yes. TabaPay is designed to complement your existing technology investments, not replace them. Whether your bank works with a traditional core processor, a modern banking platform, or fintech solutions such as Alacriti, TabaPay can integrate into your existing payments ecosystem to enable real-time money movement and modern payment capabilities. Our flexible architecture allows banks to leverage their current core systems while adding services such as Visa Direct, Mastercard Send, RTP®, FedNow® and other payment capabilities.
We work alongside your existing providers to help accelerate implementation and reduce operational complexity. Every bank’s technology environment is different. TabaPay works closely with each partner to design an implementation strategy that aligns with its existing infrastructure, business objectives, and long-term modernization roadmap.