Fully licensed & built for payroll
Handle every employer payment, from on-demand payroll to off-cycle pay, backed by nationwide Money Transmission License coverage
leading EWA providers
use TabaPay
annualized run rate
transactions settled daily
Built for the entire payroll journey
Payment on demand
Handle employer collection & employee payout, on demand, through one licensed integration
On-demand payroll (EWA)
Give employees instant wage access through real-time prefunding & disbursement
Off-cycle pay
Handle terminations, corrections, & payouts with real-time prefunding
Reach every employee however they want to be paid
Licensed payroll infrastructure
Money Transmission Licenses across the majority of US states
Operate compliantly without building your own licensing program
Integrated KYB for employer onboarding, no separate vendor required
Individual employer accounts
Generate individual employer DDA accounts with unique routing numbers via API
Each employer gets their own account for cleaner fund management & reconciliation
No direct bank relationship required
Flexible employer prefunding
Employers can prefund payroll via debit, wire, RTP®, & FedNow®
Get same-day pre-funding via RTP® & FedNow® instead of the traditional 2-3 day ACH debit hold
Employers capture two additional days of interest on held funds vs. traditional ACH
Multi-rail employee disbursement
Disburse to employees across FedNow®, RTP®, ACH, & push-to-card
Meet state termination pay mandates with same-day or instant disbursement
Reach every employee, no matter how they bank
Support for all kinds of payroll platforms
Payroll processing platforms
HR software platforms
Off-cycle payroll providers
Temporary employment
Your employees shouldn't have to wait to get paid
Pay every employee instantly, compliantly, & across every payment method — all through a single integration
Frequently asked
questions
TabaPay supports the full employer-to-employee payment lifecycle including regular payroll, on-demand payroll, termination pay, benefits disbursement, and off-cycle payments such as bonuses and expense reimbursements.
No. TabaPay holds Money Transmission Licenses across the majority of US states, so payroll platforms can move and hold employer funds compliantly without obtaining their own licenses.
RTP®, FedNow®, and wire, funds can be in the employer account the same day, compared to the traditional 2-3 day hold required with standard ACH debit.
TabaPay supports employee disbursement via FedNow®, RTP®, ACH, and push-to-card, giving payroll platforms the flexibility to pay every employee, no matter how they bank
TabaPay has integrated KYB built directly into the onboarding flow. Payroll platforms do not need a separate vendor for employer verification. KYB is activated via API call as part of the employer account setup process.