Scale your merchant portfolio
Grow your merchant portfolio with lower acceptance costs, faster payouts, & integrated payment infrastructure built for PayFacs
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partner banks & growing
American households rely on TabaPay every day
transactions settled daily
Give your merchants more ways to move money

Accept payments
Help merchants accept payments across card & bank rails with infrastructure built to optimize acceptance costs

Settle funds faster
Give merchants faster access to funds with real-time payout capabilities across card & bank rails
Built for the way PayFacs grow
Onboard merchants faster
Streamline onboarding with integrated Customer Identification Program (CIP) tools
Reduce manual work with APIs built for sub-merchant boarding
Set up Balance Accounts automatically as part of onboarding



Lower your cost of acceptance
Optimize acceptance costs across TabaPay’s 15+ direct network connections
Reduce fraud & chargeback losses with authentication & risk controls
Improve authorization rates to capture more successful transactions



Expand how you move money
Bring payment acceptance & merchant payouts together across card & bank rails
Give eligible merchants faster access to funds with real-time, scheduled, & on-demand payout capabilities
Support payments, payouts, & refunds across businesses & consumers



Manage your portfolio at scale
Manage balances & transaction activity across your merchant portfolio
Apply risk controls & transaction monitoring as payment volume grows
Simplify reporting & reconciliation through integrated workflows



Build a better merchant experience
Onboard more merchants, lower acceptance costs, & manage payments & payouts through one platform

Built for the industries you serve
Lending
Consumer finance
E-commerce
SaaS platforms
Gaming
Bill pay
Marketplaces
Healthcare
Frequently asked
questions
TabaPay provides payment acceptance, payouts, banking connectivity, risk capabilities, reporting, and money movement infrastructure designed to help PayFacs manage and grow their merchant portfolios.
TabaPay supports integrated KYC, KYB, risk screening, and sub-merchant boarding workflows that can help reduce manual processes and simplify merchant activation.
Yes. TabaPay supports payment acceptance and eligible payouts across card and bank rails, including push-to-card, RTP®, FedNow®, and ACH. This allows PayFacs to handle payments and payouts to businesses and consumers without managing separate systems.
TabaPay can route eligible transactions across available acceptance paths based on factors including transaction economics, authorization performance, risk, network requirements, and program configuration, helping PayFacs improve payment economics.
Yes. TabaPay can connect payment acceptance with faster payout rails, including push-to-card, RTP®, FedNow®, and ACH. Where available, prefunding or net settlement can also support merchant payouts before traditional card settlement is complete.
TabaPay provides integrated capabilities for merchant onboarding, risk controls, transaction monitoring, balances, reporting, and APIs, helping PayFacs manage growing merchant volume without relying on disconnected workflows.
Yes. TabaPay’s ledger capabilities can maintain balances and transaction records across merchants, helping PayFacs support payouts, reporting, and reconciliation through integrated workflows.

