PayFacs

Scale your merchant portfolio

Grow your merchant portfolio with lower acceptance costs, faster payouts, & integrated payment infrastructure built for PayFacs

20+

partner banks & growing

1 in 3

American households rely on TabaPay every day

2M+

transactions settled daily

Use Cases

Give your merchants more ways to move money

Accept payments

Help merchants accept payments across card & bank rails with infrastructure built to optimize acceptance costs

Settle funds faster

Give merchants faster access to funds with real-time payout capabilities across card & bank rails

Why TabaPay

Built for the way PayFacs grow

Onboard merchants faster

Streamline onboarding with integrated Customer Identification Program (CIP) tools

Reduce manual work with APIs built for sub-merchant boarding

Set up Balance Accounts automatically as part of onboarding

Lower your cost of acceptance

Optimize acceptance costs across TabaPay’s 15+ direct network connections

Reduce fraud & chargeback losses with authentication & risk controls

Improve authorization rates to capture more successful transactions

Expand how you move money

Bring payment acceptance & merchant payouts together across card & bank rails

Give eligible merchants faster access to funds with real-time, scheduled, & on-demand payout capabilities

Support payments, payouts, & refunds across businesses & consumers

Manage your portfolio at scale

Manage balances & transaction activity across your merchant portfolio

Apply risk controls & transaction monitoring as payment volume grows

Simplify reporting & reconciliation through integrated workflows

Build a better merchant experience

Onboard more merchants, lower acceptance costs, & manage payments & payouts through one platform

Industries

Built for the industries you serve

Lending

Consumer finance

E-commerce

SaaS platforms

Gaming

Bill pay

Marketplaces

Healthcare

Frequently asked
questions

TabaPay provides payment acceptance, payouts, banking connectivity, risk capabilities, reporting, and money movement infrastructure designed to help PayFacs manage and grow their merchant portfolios.

TabaPay supports integrated KYC, KYB, risk screening, and sub-merchant boarding workflows that can help reduce manual processes and simplify merchant activation.

Yes. TabaPay supports payment acceptance and eligible payouts across card and bank rails, including push-to-card, RTP®, FedNow®, and ACH. This allows PayFacs to handle payments and payouts to businesses and consumers without managing separate systems.

TabaPay can route eligible transactions across available acceptance paths based on factors including transaction economics, authorization performance, risk, network requirements, and program configuration, helping PayFacs improve payment economics.

Yes. TabaPay can connect payment acceptance with faster payout rails, including push-to-card, RTP®, FedNow®, and ACH. Where available, prefunding or net settlement can also support merchant payouts before traditional card settlement is complete.

TabaPay provides integrated capabilities for merchant onboarding, risk controls, transaction monitoring, balances, reporting, and APIs, helping PayFacs manage growing merchant volume without relying on disconnected workflows.

Yes. TabaPay’s ledger capabilities can maintain balances and transaction records across merchants, helping PayFacs support payouts, reporting, and reconciliation through integrated workflows.