We know regulated industries. You get paid.
Support complex, real-time payment flows like account funding & debt repayment with better performance & control

The smartest choice for the most advanced payment use cases

Account funding
Instantly & securely fund user accounts using external cards & bank accounts

Debt repayment
Accept loan repayments from cards or bank accounts in real-time - with fewer failures

Bill pay
Easily accept one-time or recurring payments online at checkout
Support account funding, debt repayment, & more
Higher auth rates & lower fraud for regulated industries
Higher auth rates & 33% lower fraud rate for funding accounts
Perform auth and capture checks to see if funds are available & prevent declines
Account updater helps you avoid charging expired cards

Drive down the cost of payments
Our scale enables us to provide uniquely low rates for account funding & debt repayment
Smart routing sends each transaction via the cheapest path
Direct network connections cut out middlemen

Faster & better settlement
Receive funds with settlements as fast as same-day
Settle outside of business hours — up to 24/7/365
Net settlement helps cash flow (for payments and payouts)

Offer more ways to pay via one API
Accept card payments through Visa, Mastercard, Discover, & more
Accept bank payments through RTP, FedNow, & ACH
Add additional rails without additional tech work

Faster & more reliable payments for every industry
Lending
Reduce NSFs with reliable loan repayment
Gaming
Instantly fund wallets so users can play right away
On-demand payroll
Collect earnings & tip payments reliably
Digital banking
Instantly fund accounts for immediate use
Healthcare
Accept patient payments reliably & securely
Insurance
Collect policy payments reliably & securely
Platform
Embedded payments for your platform
Recurring billing
Reliable subscription & recurring payments
Keep more of what you're paid — contact us today
Refine your payments strategy with the experts




