Financial Institutions

Unlock instant payments with one integration

Deliver faster account funding, seamless money movement, & instant access to funds through a single integration for cards, RTP®, & FedNow®

Use Cases

Accelerate every stage of the banking experience

Account funding

Grow deposits by allowing customers to instantly fund new accounts & begin banking immediately

Transfers

Increase ongoing account activity through everyday money movement, including transfers, P2P payments, remittances, & more

Disbursements

Improve the customer experience by delivering real-time withdrawals, earned wage access, or other instant disbursements

Debt repayment

Improve repayment rates by giving customers a faster, simpler way to pay through their preferred channel

Why TabaPay

Designed for the way financial institutions move money

Expand digital payment capabilities

Accept instant card payments or send real-time disbursements via Visa, Mastercard, Discover, & regional networks

Accept bank payments or send disbursements via RTP®, FedNow®, & ACH

Add new, rate-optimized payment rails through a single integration

Grow deposits, AUM, & account activity

Instantly fund new accounts so customers can start spending & engaging from day one

Grow deposits & strengthen customer loyalty with modern payment experiences

Support new digital experiences, including P2P payments, remittances, digital lending, & more

Simplify payment operations

Replace multiple payment integrations with one unified platform

Optimize cost, speed, & reliability with intelligent payment routing

Gain real-time visibility into every transaction & settlement status

Strengthen fraud & risk controls

Detect repeat fraud using insights from our 100M+ card database

Customize fraud rules & risk controls to fit your financial institution

Set up critical card security tools like Address Verification Service (AVS), Account Name Inquiry (ANI), & 3D Secure (3DS)

Business Types

Support for all types of financial institutions

Banks

Credit unions

Brokerages & wealth management

Investment platforms

Lenders

Digital banks

Insurance

Licensed exchanges

Turn new accounts into active customers

Move beyond ACH with instant account funding so customers can start spending, saving, or investing from day one

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Frequently asked
questions

TabaPay helps financial institutions deliver modern payment experiences through a single platform. Banks, credit unions, brokerages, digital banks, and other financial organizations use TabaPay to support instant account funding, loan disbursements, loan repayments, account withdrawals, P2P payments, remittances, and other real-time money movement experiences.

TabaPay enables money movement across cards and bank payment rails through a single integration. Financial institutions can support debit card payments and payouts alongside RTP®, FedNow®, and ACH, making it easier to deliver the right payment experience for every use case.

Yes. TabaPay is designed to work alongside your existing banking and payment infrastructure, helping you add new payment capabilities without replacing existing systems. A single integration provides access to multiple payment rails while simplifying payment operations.

TabaPay helps financial institutions create faster, more convenient payment experiences that encourage customers to fund accounts, move money, and keep more financial activity within their institution. Capabilities like instant account funding, real-time transfers, and faster withdrawals help improve customer engagement and loyalty.

TabaPay combines configurable risk controls with real-time transaction monitoring to help financial institutions detect fraud while minimizing friction for legitimate customers. Chargeback and fraud outcomes continuously strengthen our fraud decisioning.

Yes. TabaPay supports 24/7/365 instant payments across cards, RTP®, and FedNow®, enabling customers to move money whenever they need.