Fraud Detection & Monitoring

Detect fraud in real time to reduce risk

Recognize recurring fraud across more than 100 million cards — backed by fraud rates 33% below industry benchmarks

Capabilities

Comprehensive, customizable fraud detection

Custom controls

Configure your risk controls based on card velocity, transaction value, & more

Restricted lists

Block high-risk PARs & PANs

Fraud Reduction Tools

Pick up on risk patterns, so you can banish bad actors

Custom Controls

Configure risk controls your way

Configure card controls based on your business, customer transaction patterns, & risk tolerance. Block & flag transactions based on card velocity, transaction value, & much more

Restricted Lists

Block high-risk cards & accounts

Prevent transactions involving specific cards & accounts by uploading lists of Payment Account Reference (PAR)

Product Hightlight

Persistent card identity using PAR

Payment Account Reference (PAR) links transactions to the same card account—even when card numbers change or cards are tokenized

TabaPay product highlight components card

Use Cases

Catch fraud throughout the entire payments flow

Pre-transaction

Verify customer & card details (AVS, ANI, 3DS)

Confirm physical card is present (CVV2)

Enable secure payment credentials (Apple Pay, Google Pay, & Network Tokens)

During transaction

Evaluate transactions against fraud rules

Detect unusual behavior in real time

Block or review high-risk transactions

Post-transaction

Monitor fraud & chargeback performance

Investigate fraud patterns & emerging threats

Optimize risk controls using transaction insights

Frequently asked
questions

TabaPay detects fraud by evaluating transactions in real time using configurable rules, restricted lists, and proprietary customer data. Businesses can configure fraud controls to detect potential suspicious activity and stop fraud before it impacts customers.

TabaPay helps businesses detect and reduce a wide range of payment fraud, including card testing, account takeover, probing attacks, unauthorized account funding, transaction velocity attacks, and other potential suspicious payment activity that can lead to account compromise, fraudulent transactions, or financial loss. Businesses can configure controls to address emerging fraud patterns while helping reduce fraud losses and chargebacks.

TabaPay's Real-Time Monitoring evaluates transactions as they move through the platform using configurable rules and restricted lists. Transactions can be approved, blocked, or flagged for review in real time without requiring additional API calls, helping businesses stop potential suspicious activity while minimizing payment delays.

Yes. Businesses can configure fraud rules based on their unique risk tolerance, use case, and payment patterns. Risk controls can be tailored using transaction velocity, spending limits, Payment Account Reference (PAR), Bank Identification Number (BIN) lists, card lists, proprietary customer data, and other business-specific criteria, giving businesses flexibility without requiring custom development.

Yes. TabaPay's Real-Time Monitoring evaluates transactions as they occur and can automatically approve, decline, or flag transactions based on configurable fraud rules before they continue through the payment flow.