Digital Banking

Instant account funding for digital banking

Grow deposits & accelerate account activation by making it easy to fund accounts & start banking instantly

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Use Cases

Support every stage of the digital banking experience

Account funding payment illustration

New account activation

Grow deposits by letting customers fund accounts & start banking instantly

Ongoing engagement

Increase account activity through everyday transfers, P2P payments, remittances, & more

Faster access, better banking

Deliver real-time withdrawals, earned wage access, & other instant disbursements

Why TabaPay

Built for the way
digital banks grow

Accelerate customer activation

Enable instant account funding through cards & bank rails with our industry-leading, 99.99% uptime

Reduce onboarding friction & funding abandonment

Help customer begin using their accounts from day one

Expand digital banking experiences

Partner with one of 20+ partner banks to launch new banking & payments use cases, such as P2P payments, earned wage access, remittances, & more

Get custom onboarding tailored to your business

Deliver the instant experiences your customers expect

One platform to every payment rail

Support cards & bank transfers through a unified API

Choose the optimal payment rail based on speed, cost, & reliability

Reduce engineering effort with one integration

Reduce fraud without adding friction

Instantly catch repeat fraud with our 100M+ card database

Customize fraud rules & risk controls to fit your business

Easily set up critical card security tools like Address Verification Service (AVS), Account Name Inquiry (ANI), & 3D Secure (3DS)

Turn new accounts into active customers

Accelerate deposit growth, launch new experiences faster, & become your customers' primary financial partner

Frequently asked
questions

TabaPay helps digital banking providers accelerate customer activation through instant account funding. By enabling customers to fund new accounts immediately using debit cards and bank transfers, providers can reduce onboarding friction, increase funded accounts, and grow deposits from day one.

TabaPay enables customers to fund accounts instantly using debit cards, RTP®, and FedNow® through a single platform. This gives digital banking providers the flexibility to support multiple funding methods while delivering fast, convenient payment experiences.

Digital banking providers use TabaPay to support a wide range of payment experiences, including instant account funding, P2P payments, real-time withdrawals, earned wage access, remittances, and more — all through a single integration.

Yes. TabaPay integrates with your existing banking platform and payment infrastructure, making it easy to add new payment capabilities without replacing existing systems. A single integration provides access to multiple payment rails and real-time money movement.

TabaPay supports money movement across cards, RTP®, FedNow®, and ACH through a single platform. Intelligent routing helps providers deliver the right payment experience based on speed, cost, and business requirements.

Fast, seamless payment experiences encourage customers to fund accounts, move money, and use your platform more frequently. Whether it's instant account funding, real-time transfers, or faster withdrawals, TabaPay helps create the experiences customers expect from modern digital banking providers.

TabaPay combines configurable fraud rules with real-time transaction monitoring to help digital banking providers detect fraud while reducing unnecessary friction for legitimate customers. Chargeback and fraud outcomes continuously strengthen our fraud decisioning.

Yes. TabaPay enables 24/7/365 payment experiences across cards, RTP®, and FedNow®, helping customers send and receive money whenever they need.