Fund faster & collect smarter
Disburse loan proceeds instantly & collect repayments through borrowers' preferred channels — boosting liquidity & loan turnover
Instantly send funds & collect via one API
Disbursement
Send funds instantly to a card or bank account, at low cost
Debt repayment
Enable automated loan repayments through borrowers' preferred channels
Collections
Reduce your default rate with more ways to collect
Built for the way lenders
fund & collect
The experts in lending use cases
Access 20+ direct integrations with partner banks specialized in your use case
Save up to 60% with specialized debt repayment rates
Set up a custom, strategic lending program
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Powerful customized fraud reduction
Catch repeat fraud instantly with our 100M+ card database
Some programs see a 30%+ reduction in fraud
Robust fraud tools to validate ownership at the card level
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Faster & better settlement
Receive funds with settlements as fast as T+0
Settle with T+0 via RTP® on business days
Reduce cash flow constraints with net settlements
One API for every payment network
Use one API for push & pull payments across all rails
Mix & match rails to optimize speed & cost
Get enhanced reporting & reconciliation across all networks & rails
Instant approvals & high auth rates
Collect via card for instant approvals and higher liquidity
Achieve high auth rates with comprehensive card security tools, all accessible through a single TabaPay API
Move beyond the challenges tied to exception handling with ACH & improve customer convenience
Support & integrations for all kinds of lending
Easily integrate your pre-existing systems with TabaPay to create a solution tailored to your specific needs
Financial institutions
Loan/dealer management systems
Debt settlement/consolidation
Buy now pay later/installment loans
Servicing
Mortgage
Personal loans
Auto loans
Boost your margins & improve reliability
Leverage a unified API to instantly disburse & collect funds from a single platform at low cost
Frequently asked
questions
TabaPay enables lenders to disburse approved loan funds by push-to-card, through a credit to a bank account, or via fund a wallet — all through a single integration. Depending on the payment method selected, borrowers can receive funds in minutes or through standard settlement options. Lenders can choose the best payment option for each transaction based on speed, availability, & borrower preference. Whether funding personal loans, installment loans, lines of credit, or earned wage access, TabaPay helps streamline disbursements while expanding payment choice.
Yes. With access to real-time payment capabilities, lenders can send eligible loan disbursements 24 hours a day, 7 days a week, including nights, weekends, and holidays. This allows borrowers to receive funds when they need them, without waiting for traditional banking hours or the next business day.
TabaPay enables lenders to accept debt repayments through multiple options, from ACH to card payments, all from a single integration. By leveraging direct connections to the card networks, TabaPay helps reduce payment acceptance costs while delivering fast, reliable payment processing. Borrowers benefit from a familiar and convenient way to make payments, while lenders can streamline repayment operations and improve collection efficiency.
Fast, flexible disbursement options help borrowers gain access to approved funds sooner. Instead of waiting days for a traditional bank transfer, eligible borrowers can receive funds in minutes through real-time payment methods. With TabaPay, loans can be disbursed after traditional banking hours, on weekends and during holidays. By offering multiple payout options and reducing funding delays, TabaPay helps lenders deliver a more convenient and reliable borrowing experience.
TabaPay supports card based transactions, including push-to-card (OCT) and Account Funding Transactions (AFT), along with RTP®, FedNow®, and ACH through a single platform. With one integration, lenders can support both loan funding and debt repayment transactions while simplifying payment operations and reducing the need to manage multiple payment providers.